Thursday, October 21, 2010

wallpaper Just a few Things

Some Pictures are worth a Thousand Words
wallpaper wallpaper I think that is my Yashica Electro 35 from the pre digital days. Erma and Curly Fruits will live in our hearts forever.

- I don't know where you stand on Homosexuals in the Military, and really don't care. I personally have served with at least a couple (That I knew of) and found them able to do their job as well as the next person. I have a lot of love for a couple of homosexuals that are close friends and one is family. It has been my experience that "Don't ask, Don't tell" is a failure in leadership. I would tell everyone that I expect all military person's to conduct themselves as if matters of Race, Religion, Color, Creed, Sex and sexual preference don't matter. The Military has a code of conduct that requires people in uniform to perform their duties and obey the rules. If the POTUS and the Secretary of defense tells the Military to obey the rules or be fired, they will. It might take a few times that the hammer needs brought down but it will happen a lot better than people outside the military know.

- Leonard Peltier was an American Indian Movement (AIM) activist and it is about time that the POTUS sat down with the Director of the FBI and talked about the need to sign a presidential pardon. There has been a lot of doubt in the evidence that convicted him and enough time since his incarceration started that old wounds need to be closed. If we really are going to be a "stand up" Nation, we need to look at ourselves as the world see us. Right or wrong, Leadership needs to start in the White House.

- I want everyone to know that I do not blame Barack Obama entirely for the above items. There has been a Clinton and a Bush or Two that could have taken the high road on these issues. For some reason the Congress must think they must force us to change rather than using their leadership ability. True leaders would help us discover things in such a way that we think it is our idea. John McCain took a lot of flack from the hard Core Conservatives for his reaching across the aisle. Now that Nancy and harry don't they squeal like stuck hogs.

- Dave Ramsey has an interesting approach to savings vs investing. If it is less than 5 years, it should be considered savings. Longer periods should be investing. I would take it one step further in the definition. 5 years or less, I would call it savings/paying off debts. 5 to 15 years I would call it a diversified investment program and 15 years an longer I would call it buying a house. The key to it all is developing an understanding of a budget. I think his idea of paying minimum of all debts until you have a "snowball" built up is a good idea. His attack on the debts from smallest to largest is a good idea. I like his description of Beans and Rice as a great place to start on the road to financial security as good. I have a niece that needed some dental work right in the middle of this process. I think the fact that she acknowledged the need to put a halt in the process to pay that bill as a very adult thing to do. Dave might have wanted her to save up for and cash flow the expense but it wasn't his smile. Barb and I bought Dave's house on a note from the Credit Union and I'm sure that The Debt Doctor wouldn't have agreed. We have attacked this note with a vengeance and it will soon be paid for. If you can't borrow money to make things better, what can you do in the short term? One more time, Income should equal savings and outgo. If you have to exceed that for more than a year, you are in trouble.

MUD

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